San Diego Bankruptcy Attorneys

Here at the San Diego Bankruptcy Law Center we work with clients who face many problems: crushing credit card debt with high interest rates up to 34%, unemployment or substantial decrease in income, overwhelming medical bills, home foreclosures, adjusting interest rates on their homes, and struggling or failed small businesses. Some of our clients are caught in the destructive cycle of payday loans. If you are in a similar situation, the legal team at the San Diego Bankruptcy Law Center can help.

The San Diego Bankruptcy Law Center has a team of lawyers and paralegals with years of experience who are trained to assist you through the troubling process of filing for Bankruptcy. The firm's bankruptcy practice addresses a wide range of financial and legal issues, including mortgage foreclosures, credit cards debt, loan defaults, federal income tax debt, condominium liens, divorce liabilities, real estate taxes, loan guaranties and business debt.

In times when consumer debt is at an all time high and our economy is reeling from the housing market meltdown even the affluent can be confronted by overwhelming debt. Filing bankruptcy will immediately get the creditors off your back. With Chapter 7, most debts are able to be discharged. With our extensive experience in bankruptcy, we know this complicated law well. Our Lawyers have included information on this site to help you decide if bankruptcy is right for you as well as exactly what bankruptcy is. If you have any questions, don't hesitate to contact us, call 1-800-551-7922 or email us using the form to the left.

When our attorneys review your situation, we will help you determine what your secured debts are, and what your unsecured debts are. Unsecured debts that can not usually be eliminated include certain taxes, domestic obligations (like child support) student loans (unless undue hardship is shown), and improper use of credit before filing.

Even if filing for bankruptcy is not the option for you, we have many other effective options to help you save your home and/or put you back in a more suitable financial position. We offer a variety of services from Debt Settlement, Credit Restoration, and mortgage Loan modifications. We may be able to stop the creditors from harassing you and keep your assets. Federal law puts real restrictions on how and when debt collectors can contact you. Our team of Lawyers uses the fair debt collection act to your advantage.

Now if you decide to file for bankruptcy, the bankruptcy court imposes something called an "automatic stay" upon your creditors. From that time forward, your creditors can take no further action to collect their debts. Instead, creditors must participate in the bankruptcy court process if they want to contest a discharge of your debt. We here at the San Diego Bankruptcy Law Center possess a team of trained lawyers and paralegals that specialize specifically in the area of Bankruptcy law. Our main office is centrally located in the heart of downtown San Diego, and we cater specifically to the local San Diego area community. If you want to find out more about stopping harassment from debt collectors, please contact San Diego Bankruptcy Law Center at 1-800-551-7922 to speak with a trained lawyer today.

The Bankruptcy Law Center is a local San Diego Law Firm. We specialize in the field of Bankruptcy Law. Our team of lawyers can help you save your home in California or even a rental property located in another state. Our lawyers have filed thousands of Chapter 7 Bankruptcy cases and Chapter 13 Bankruptcy Cases all throughout California. Our team is licensed to file bankruptcy cases in the Northern District (bay area), Central District (Los Angeles) however, we focus the majority of our firm's bankruptcy filings in the Southern District of California Bankruptcy Court (San Diego). Every one of the lawyers at the Bankruptcy Law Center has appeared in front of every judge in the Bankruptcy Court in San Diego on countless occasions. The Bankruptcy Attorneys at our office are thoroughly familiar with every judge and trustee in the San Diego Bankruptcy Court. Our legal team has extensive experience and knowledge regarding the Bankruptcy Code, which allows us to save your home from foreclosure, wipe out your credit card debt, erase your medical bills, and even wipe out your 2nd mortgage. Many people are unaware of where to look for a good Bankruptcy Attorney in San Diego. This can be a very troubling time for you and the last thing you want to do when suffering from overwhelming debt and loss of income is to worry about choosing the wrong lawyer. As you can see from our website’s attorney biographies, our law firm has compiled a team of experienced and qualified bankruptcy lawyers. The Bankruptcy Law Center in San Diego is a local law firm that focuses only on Bankruptcy Law. Our Supervising Bankruptcy Attorney, Scott Orona, has been practicing Bankruptcy Law for over 25 years. Ahren Tiller, another San Diego Bankruptcy Lawyer, has filed over 1000 bankruptcy cases, and has defended multiple clients in numerous adversarial proceedings in Bankruptcy. Every Lawyer at our office is well versed in every area of Bankruptcy Law. We have compiled a team of Bankruptcy Lawyers and paralegals, which will diligently represent you through the troubling process of filing for bankruptcy. A Chapter 7 Bankruptcy can wipe out all of your unsecured debt and give you the “fresh start” you so desperately need. Many individuals actually have better credit after they file for a Chapter 7 Bankruptcy. The reason being is that once you file for bankruptcy and receive a discharge of your unsecured debts, you no longer are obligated to pay those monthly installment payments. Since you no longer have those monthly payments post-filing, you have more disposable monthly income (more money in your pocket). Furthermore, since you can only file for a Bankruptcy once every eight (8) years, you no longer pose a risk to creditors to file a bankruptcy on any new debt you incur after filing. Thus, your credit improves after filing bankruptcy due to having more money in your pocket and now being less of a risk to file bankruptcy on any new debt you incur post-filing. If you have any questions regarding bankruptcy, how to save your home, how to save your car, or just general questions regarding the San Diego Bankruptcy Court, please do not hesitate to give us a call to set up a FREE consultation at 1-800-551-7922.