Featured In:

#1 Rated Bankruptcy Lawyers in San Diego

Our Bankruptcy Attorneys have Over 100 Years Combined Experience

Bankruptcy Law Center has the best-rated bankruptcy lawyers in San Diego. Our law firm can help you file bankruptcy and achieve a fresh start, free from burdensome debt. In fact, we are the #1 choice among bankruptcy attorneys on both Yelp and Google. Our law firm provides results when your financial situation feels beyond your control.

A Bankruptcy Attorney Attuned to Your Unique Needs

You may be facing a mounting pile of hospital bills. Perhaps the utility companies are threatening to cut off your power or the bank wants to foreclose on your home. Maybe you just got laid off and you are unsure of how will make ends meet for your family next week, next month, or next year. What can you do? Who can help you? Should you file for bankruptcy? Won’t that ruin your credit score? Do you have any bankruptcy alternatives to pursue? These are all important questions, and ones that can be answered during a free consultation at the San Diego office of the Bankruptcy Law Center

If you are looking for a San Diego bankruptcy attorney because you are struggling with overwhelming debt or are unsure about filing your bankruptcy petition, look no further. Bankruptcy Law Centers’ high rate of success speaks for itself. We get results. When our experienced bankruptcy attorneys take on a client, that client is our primary focus. We will work hand in hand with you to ensure that you understand the bankruptcy process, the laws that apply to your bankruptcy case, and the various routes you can take to achieve relief from the debts that you owe.

Today’s world abounds with financial challenges, and no one is immune from the pressure of creditors. It is important to remember that you are not alone in your financial troubles. If you are struggling with wage garnishment, medical debt, bank levies, creditor harassment, credit card debts, or even just making your mortgage payments, having the assistance of a knowledgeable attorney in San Diego can make all the difference. After a no-obligation consultation, our bankruptcy attorneys will work with you to formulate and execute a plan to get your financial situation back on track. With help from our law firm, your financial future can be bright and full of promise.

Financial and Legal Assistance From a Law Firm You Can Trust

At Bankruptcy Law Center, our bankruptcy attorneys put the attorney-client relationship first. Our experienced legal team customizes our approach to bankruptcy cases to perfectly suit each client. We want you to feel confident that you are moving forward with the best option for your unique financial situation. We will never force you into anything. During your initial free consultation, we will work together to identify your financial goals the best ways to manage or eliminate your debt. You always have options when it comes to your personal finances; You may believe that only bankruptcy can help you, or you may be more interested in debt settlement, credit counseling, or a range of other legal services that we can offer. At Bankruptcy Law Center, a top-rated bankruptcy attorney with years of experience is ready to help you investigate these options until you find the one that is the best fit for you.

You Need Legal Representation From the Best Bankruptcy Attorney

At the Bankruptcy Law Center, a San Diego bankruptcy lawyer is standing by to help you to take charge of your debt and your life, and move forward free from debt and creditor harassment. You have legal options just like your creditors do, and you can get started by scheduling your free consultation today. The Federal Bankruptcy Code provides everyone a way to achieve a fresh financial start. Filing bankruptcy is a legal remedy that you are entitled to use to stop creditor harassment and achieve debt relief in San Diego. At our bankruptcy law offices, you can achieve freedom from overwhelming debt with the help of experienced bankruptcy attorneys.

Your Specialized Guide Through Complex Bankruptcy Laws

All you need to get control of your financial life is the help of our expert legal team at our California licensed law firm. We are highly experienced at guiding clients efficiently and quickly through their bankruptcy cases and explaining the complex bankruptcy laws in San Diego. That is all we do at the Bankruptcy Law Center—Our firm’s sole mission is to help clients just like you to achieve debt relief, eliminate creditor harassment, and launch successful foreclosure defense. Whether you are pursuing Chapter 7 bankruptcy, Chapter 13 bankruptcy, or even non-bankruptcy alternatives, the bankruptcy attorneys at Bankruptcy Law Center work quickly and are dedicated to finding you a customized solution to your financial troubles. We have already helped thousands of people just like you get out from under mountains of debt. Many of our previous clients see their credit scores improve significantly after ending their destructive cycle with a bankruptcy case. There is hope; You deserve a fresh start.

Filing Bankruptcy: Which is the Right Chapter for Me?

There is no single right way to file bankruptcy in San Diego. When you schedule your free consultation with Bankruptcy Law Center, an experienced bankruptcy attorney will work with you to find a solution that works for your unique financial situation. Should you file for Chapter 7 bankruptcy or Chapter 13 bankruptcy? Should you even file bankruptcy at all?

There are many factors to consider when making this decision, and our experts are well-versed in California bankruptcy law. You may want to pursue Chapter 7 bankruptcy, and you can do so if you pass the ‘means test’ – meaning your income is below a certain threshold level set by the state. If you pass, your Chapter 7 bankruptcy will involve selling some of your assets in order to pay back your creditors. These bankruptcy cases can be stressful for clients who are worried about losing their homes, their cars, or their other important possessions. But fear not, a seasoned bankruptcy attorney can help you hold onto the property you care about by using certain exemptions within the Chapter 7 bankruptcy process.

Perhaps your financial future would be best served by filing for Chapter 13 bankruptcy. Our San Diego bankruptcy attorneys can help you determine whether this is the right choice for you. There is no means test required in order to qualify for Chapter 13 bankruptcy, which makes this option more practical for many. You also need not worry about losing your personal belongings when you file for Chapter 13 bankruptcy. Instead, you will work with your bankruptcy lawyer and your Trustee, who is appointed to your bankruptcy case by the court, to negotiate debt relief and devise a repayment plan for your debts based on your current income. After paying down your debts for a number of years, you will be well on your way to a future free from the stress of paying the bills, medical debt, credit card debts, looming foreclosure, and creditor harassment, thanks to Chapter 13 bankruptcy.

The bottom line is that every person who is struggling with their finances deserves the help of a bankruptcy attorney. Our California licensed law firm specializes in these cases because we know the huge difference our help makes in the lives of people who need it. That is also why we offer free, no-obligation consultations to anyone who may be struggling to keep up with their mounting financial pressures. Everyone deserves a second chance, and through bankruptcy solutions, a San Diego bankruptcy attorney from the law offices of the Bankruptcy Law Center can offer you a fresh start.

Bankruptcy Lawyer San Diego Fighting for a Brighter Financial Future for Every Client

If you are asking, “who is the best bankruptcy lawyer near me?”, rest assured that you will find your answers at Bankruptcy Law Center in San Diego. Our dedicated lawyers have pursued thousands of successful bankruptcy cases on behalf of our clients over decades of bankruptcy law practice in San Diego. Thanks to our extensive experience, we can confidently call ourselves true experts in bankruptcy law.

Beyond Bankruptcy: A San Diego Bankruptcy Attorney Provides Comprehensive Legal Services

At Bankruptcy Law Center, one of our bankruptcy attorneys is one of only 18 Certified Consumer Bankruptcy Law Specialist lawyers working in California. Two of our lawyers formerly worked as counsel for Chapter 13 Trustees, developing crucial experience in analyzing and formulating effective Chapter 13 plans that meet every test under the law. Our lawyers also have important litigation experience that allows us to zealously represent you in any disputes with creditors, Trustees, or other parties involved in your financial or legal disputes.

Filing for bankruptcy is never your only option when you are experiencing financial difficulties. Each client’s strategy will be as unique as each client’s financial situation. We are committed to crafting a unique legal and financial strategy that will work for each of our clients, whether it involves Chapter 7 bankruptcy, Chapter 13 bankruptcy, or other avenues to achieve debt relief.

Here are some of the areas in which our team can utilize their extensive experience to help you rid yourself of burdensome debt:

• Loan modification
• Divorce issues, particularly in areas to overlap with or intersect with bankruptcy law (equalization payments, support payments, delinquencies, marital settlement agreements, debt guarantees arising from divorce, and disputes involving all of these situations)
• Vehicle repossession
• The Fair Debt Collection Practices Act (including actions against debt collectors or defending collection actions)
• Chapter 13 plan formulation and modification
• Chapter 7 discharge and disputes involving dischargeability
• Real estate conflicts
• Lien removal
• Exemption planning (legally protecting assets under state and federal exemption law)
• Debtor examinations
• Debt settlements
• Debt consolidation
• Tax settlements and discharge of tax debts in bankruptcy (including offers in compromise and dealing with debts in bankruptcy, whether those tax debts are dischargeable or not)

Every single person’s financial situation is unique. There is no single bankruptcy solution that will work for everyone. The best bankruptcy attorney in San Diego will recognize this and work with each and every client to devise a customized plan that works. Whether you are struggling with medical bills, credit card bills, utility bills, foreclosure on your home, vehicle repossession, bank levies, wage garnishment, creditors who will not leave you alone, job loss, or any other legal issues, our San Diego bankruptcy attorneys can help you explore your legal options and come up with workable results-driven solutions.