What is the cost of hiring a bankruptcy attorney in San Diego?

The cost of filing bankruptcy in San Diego can vary depending on the type of bankruptcy you file. Chapter 7 bankruptcy can typically cost between $300 and $1,500 to file, while Chapter 13 bankruptcy can cost between $200 and $1,000. However, these costs may be lower or higher depending on the individual's case. It is important to consult with an experienced attorney who can help you understand your options and guide you through the process. Contact our law office for more information about the cost of filing bankruptcy in San Diego.

What is the difference between Chapter 7 and Chapter 13 bankruptcy in San Diego?

The main difference between Chapter 7 and Chapter 13 bankruptcy is that in a Chapter 7, the debtor's nonexempt assets are liquidated to pay creditors, while in a Chapter 13, the debtor's debts are restructured so that he or she can repay them over time. In a Chapter 7 bankruptcy, the debtor gets a 'clean slate' and is discharged from most of his or her debts. A Chapter 13 bankruptcy, on the other hand, allows the debtor to keep most of his or her property and to repay creditors over time.

Which type of bankruptcy can clear all my debts in San Diego?

Bankruptcy can clear all debt, but there are a few things you need to know about bankruptcy first. When you file for bankruptcy, the court orders a 'bankruptcy discharge.' This order eliminates most of your debts. However, not all debts are eliminated. Debts that cannot be discharged in bankruptcy include child support and alimony payments, some taxes, student loans, and court fines. In most cases, filing for bankruptcy can provide relief from creditor harassment and give you a fresh start financially. Speak with an experienced bankruptcy attorney to learn more about how filing for bankruptcy can help you get back on track financially.

What should I expect after filing for bankruptcy in San Diego?

When you file for bankruptcy in San Diego, California, the court will appoint a trustee to oversee your case. The trustee will review your financial situation and make recommendations to the court on how to best repay your creditors. Typically, this involves liquidating some of your assets and using the proceeds to pay off your debts. In most cases, filing for bankruptcy can provide relief from creditor harassment and give you a fresh start financially. Speak with an experienced bankruptcy attorney to learn more about how filing for bankruptcy can help you get back on track financially.

How can I find a reputable bankruptcy lawyer in San Diego?

A good bankruptcy attorney should be experienced, knowledgeable and established. All attorneys only deal with attorneys and attorneys also need to deal with courts and creditors, so it's best to look for bankruptcy attorneys with a good track record in dealing with these people. You should also look for bankruptcy attorneys with good reputations. You can find the good and the bad attorneys online by looking for their reviews and testimonials. You can also ask your friends and family members if they know any reputable bankruptcy attorneys.

What options do I have if I do not qualify for Chapter 7 bankruptcy in San Diego?

If you are considering filing for Chapter 7 bankruptcy, you will need to pass a means test before applying. The means test looks at your income and expenses to decide if you can repay enough of your unsecured debts to your creditors. If you can pay enough of your debt on your own without filing for bankruptcy, you will not qualify for a Chapter 7 bankruptcy. There are several different options available to you such as reviewing the means test for accuracy, delaying your filing, or considering Chapter 13 bankruptcy instead. It's advisable to consult with a bankruptcy lawyer to discuss your options further.

Bankruptcy Law Center Expands Consumer Financial Advocacy Services to Support Borrowers Facing Credit and Mortgage Challenges

Ahren Tiller

August 20th, 2025

San Diego, CA, March 26, 2025 —

Bankruptcy Law Center (BLC) today announced the expansion of its consumer financial advocacy services aimed at assisting borrowers impacted by mortgage disruptions, credit reporting issues, and related financial difficulties. This expansion comes in response to a growing need among consumers who face long-term financial consequences due to complex lender interactions during the pandemic and beyond.

Led by attorneys Ahren Tiller and Brett Bodie , the firm’s newly expanded services will provide dedicated support for individuals who experienced credit denials, unexpected loan modifications, or mortgage forbearance complications that continue to affect their financial standing. The move reflects BLC’s continued commitment to consumer protection and transparency in financial services.

“We’ve seen a rising number of individuals reaching out for help after discovering unexpected entries on their credit reports or after being told they were in mortgage forbearance without understanding the terms,” said attorney Ahren Tiller. “Our goal is to ensure consumers are fully informed and empowered when dealing with lenders.”

Attorney Brett Bodie added, “Whether it’s helping someone correct a misreported account or advocating for better communication standards in the mortgage industry, we’re here to help borrowers take back control of their financial future.”

As part of this initiative, BLC is offering personalized consultations for individuals dealing with the long-term impact of past mortgage issues or lender-initiated account changes. These services are now available to residents across California and select neighboring states.

Consumers looking to understand their financial rights, dispute incorrect credit entries, or get legal help on mortgage-related challenges are encouraged to visit the Bankruptcy Law Center’s website or contact the office directly.

For additional details, including payment distributions, eligibility, and case updates, visit:

Wells Fargo COVID Forbearance Settlement Website

For legal assistance or to learn more about the Bankruptcy Law Center, visit:

www.bankruptcyattorneys.org

About Bankruptcy Law Center

Bankruptcy Law Center is the top bankruptcy attorney in San Diego, filed literally thousands of bankruptcy cases for consumers. With decades of experience in bankruptcy law, and with litigation and related experience in other key fields of law, the team is proud to be able to handle any financial problem no matter the origin.

Media Contact

Name: [email protected]

Phone number: 800-551-7922

Address: 1230 Columbia St. #1100 San Diego, CA 92101

Organization: Bankruptcy Law Center

Email: [email protected]

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